St. George occupies a position in Utah’s real estate landscape that no other city can replicate. Set at the convergence of red rock canyon country, Snow Canyon State Park, and the gateway to Zion National Park, it combines a year-round mild climate with one of the state’s fastest-growing populations, a thriving healthcare and education sector anchored by Intermountain Health’s Dixie Regional Medical Center and Dixie Technical College, and a master-planned residential market that has attracted buyers from California, Nevada, and across the Mountain West seeking Utah’s quality of life at a price point that increasingly looks like a bargain against coastal comparisons. Desert Color, Sunriver, Entrada at Snow Canyon, and the Sand Hollow corridor represent some of the most distinctive new development in Southern Utah — communities where buyers build and buy with the red rock landscape as a constant backdrop.
For buyers moving into St. George’s upper price tier, Jumbo financing is relevant as Entrada properties, Sand Hollow lakefront custom builds, and the most premium listings throughout Washington County push past the $806,500 conforming limit. For physicians and healthcare professionals at Dixie Regional and the expanding network of Utah Valley Health facilities in the region, Physician Mortgage programs offer a direct path to ownership. And for buyers building in St. George’s active new construction communities, One-Time Close Construction loans provide the rate certainty and single-closing simplicity that a competitive Southern Utah market demands.
20+ years of experience serving Utah borrowers across Washington County and Southern Utah
Knowledge of St. George's distinct communities — Entrada at Snow Canyon, Desert Color, Sunriver, Sand Hollow, Sun River, and the Snow Canyon corridor
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Personalized guidance for physicians and healthcare professionals at Dixie Regional Medical Center and Intermountain Health facilities in Southern Utah
Access to portfolio and non-QM programs for complex income profiles — including California and Nevada relocators, retirees with asset-based income, and self-employed professionals
Experience with second home and vacation property financing for buyers outside Southern Utah
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above Washington County’s conforming loan limit of $806,500 for St. George’s upper-tier properties — Entrada at Snow Canyon estates, Sand Hollow custom lakefront builds, premium Desert Color and Sunriver listings, and Snow Canyon corridor homes that exceed the conforming ceiling.
Multi-million-dollar financing for the most exceptional custom homes and estate properties in and around St. George. Portfolio loans, asset-based programs, and relationship-driven lending for buyers at the top of Washington County’s market.
Designed for physicians and healthcare professionals at Dixie Regional Medical Center, Intermountain Health Southern Utah facilities, and the growing network of Washington County medical practices. Zero-to-low down payment, no PMI, and flexible underwriting for student loan debt and new employment contracts.
St. George’s population growth has been fueled in significant part by buyers relocating from California and Nevada — bringing equity from coastal real estate markets that translates directly into purchasing power here. Many of these buyers arrive with substantial down payments, complex financial profiles, and income documentation that doesn’t fit standard W-2 underwriting cleanly. I work regularly with this buyer profile and understand how to position relocating buyers for clean, efficient approvals.
Entrada at Snow Canyon is St. George’s most exclusive residential community — a private golf club community set against the red rock formations adjacent to Snow Canyon State Park. Custom homes and estate properties here represent the top tier of Washington County real estate, with pricing that regularly reaches Jumbo territory and, for the most exceptional properties, well beyond. The combination of setting, privacy, and golf access makes Entrada one of Southern Utah’s most sought-after addresses.
Sand Hollow Reservoir and the surrounding development corridor represent one of St. George’s most active growth areas. Custom and semi-custom homes with views over the turquoise reservoir and red rock terrain — combined with Sand Hollow Aquatic Center, the ATV park, and recreational access — have created a distinct residential market that attracts buyers seeking a water-and-desert lifestyle. Upper-tier properties here regularly exceed the conforming limit.
Desert Color, Sunriver, and Sun River are large master-planned communities delivering a range of housing options across price tiers. These communities have attracted national and regional builders producing modern floor plans suited to St. George’s climate and outdoor lifestyle. Active new construction throughout these
communities makes One-Time Close financing particularly relevant for buyers who want to build rather than buy existing inventory.
infrastructure and a growing upper-tier housing market, West Jordan delivers.
In Washington County, loans exceeding $806,500 are considered Jumbo. Entrada at Snow Canyon properties, Sand Hollow corridor custom builds, and premium listings throughout St. George regularly produce Jumbo-range transactions.
Yes. Physician Mortgage programs allow 0-5% down, often waive PMI, and account for student loan debt. St. George's position as home to Dixie Regional Medical Center and the growing network of Intermountain Health Southern Utah facilities makes it a natural focus for physician homebuyers.
A One-Time Close Construction Loan combines land acquisition, construction, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Works with all licensed builders active in St. George and Washington County.
Yes. I serve buyers throughout St. George and Washington County — including Entrada, Desert Color, Sunriver, Sun River, Santa Clara, Ivins, and Washington City.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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