Conventional, Jumbo, Physician, One-Time Close Construction, Investment & Second Home, and Refinance Loans
Conventional loans are home mortgages that typically offer competitive interest rates and flexible terms. Set by Fannie Mae and Freddie Mac, conventional loan limits are up to $806,500.
Jumbo loans are designed for financing high-value properties that exceed conventional loan limits which is currently $806,500. They offer flexible terms but require stronger credit, higher income, and larger reserves.
For high-end homes and luxury properties that exceed traditional loan limits, our Super-Jumbo Mortgage Loans deliver the capital you need without compromising on service or clarity. Designed for borrowers seeking elevated borrowing power.
Physician loans are specialized mortgage programs designed for medical professionals that offer low or minimal down payment, no private mortgage insurance (PMI), and flexible debt-to-income (DTI) requirements. It’s tailored to help doctors and dentists qualify for home financing early on in their careers while also always being there as an option as they become further established.
One-time close construction loans combine your construction financing and permanent mortgage into a single loan, simplifying the process. This means you only close once, therefore saving you time, energy, and money.
Investment and second home loans are tailored for purchasing properties that aren’t your primary residence, whether income-producing or strictly for personal use. These loans may have different qualification criteria and down payment requirements than primary home mortgages.
Refinancing lets you replace your current mortgage with a new one to lower your rate, change the loan term, and/or access your home’s equity. Refinance options include “Rate and Term” and “Cash-Out.” Mortgage refinancing a great way to reduce monthly payments or fund major expenses.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
