Spokane is Eastern Washington’s largest city and the undisputed hub of the Inland Northwest — a regional center for healthcare, higher education, military service, and a growing technology and life sciences sector that has begun to redefine what Eastern Washington’s economy looks like. Set along the Spokane River with the Cascade foothills to the west and the Palouse to the south, it offers a quality of life — outdoor access, affordability relative to the western side of the state, and a genuine neighborhood character in communities like South Hill, Kendall Yards, and Rockwood — that has made it one of the more compelling relocation destinations in the Pacific Northwest for buyers priced out of Seattle, Portland, and the California coast.
Spokane County’s 2026 conforming loan limit is $832,750 — Washington’s baseline, reflecting a market where the median home price sits well below what you’d find on the western side of the Cascades. For buyers moving into Spokane’s upper price tier — the Ridge at Hangman’s gated estate community, Trickle Creek and Glennaire on the South Hill, and the Rockwood and Manito Boulevard corridor — Jumbo financing becomes relevant as custom builds and premier listings push past that threshold. For physicians and healthcare professionals joining Providence Sacred Heart Medical Center, MultiCare Deaconess, or the WSU Elson S. Floyd College of Medicine, Physician Mortgage programs offer a direct path to ownership. And for buyers building new in Spokane’s active South Hill and suburban communities, One-Time Close Construction loans provide the rate certainty and single-closing simplicity that a competitive Eastern Washington market demands.
20+ years of experience serving Washington borrowers across Spokane County and the Inland Northwest
Knowledge of Spokane's distinct communities — South Hill, Kendall Yards, Rockwood, Comstock, North Indian Trail, Five Mile Prairie, Latah Valley, and the South Hill's premier new construction communities
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Personalized guidance for physicians and healthcare professionals at Providence Sacred Heart Medical Center, MultiCare Deaconess Hospital, Providence Holy Family Hospital, MultiCare Valley Hospital, and WSU Elson S. Floyd College of Medicine
Access to VA loan programs for veterans and active-duty military connected to Fairchild Air Force Base
Access to portfolio and non-QM programs for complex income profiles — including California and Western Washington relocators, self-employed professionals, and buyers with asset-based income
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above Spokane County’s conforming loan limit of $832,750 for the city’s upper-tier properties — Ridge at Hangman estates, Trickle Creek and Glennaire custom builds on the South Hill, Rockwood and Manito Boulevard historic homes, and the most premium listings throughout Spokane County that exceed the conforming ceiling.
Multi-million-dollar financing for the most exceptional custom homes and estate properties in and around Spokane. Portfolio loans, asset-based programs, and relationship-driven lending for buyers at the top of Spokane County’s market — Ridge at Hangman acreage estates, South Hill view properties, and architect-designed custom builds in Spokane’s most exclusive residential pockets.
Designed for physicians and healthcare professionals at Providence Sacred Heart Medical Center & Children’s Hospital, MultiCare Deaconess Hospital, Providence Holy Family Hospital, MultiCare Valley Hospital, WSU Elson S. Floyd College of Medicine, and the growing network of Spokane County medical practices and residency programs. Zero-to-low down payment, no PMI, and flexible underwriting for student loan debt and new employment contracts.
Spokane operates on fundamentally different economics than Seattle or the western Washington coast. With a median home price around $380,000–$415,000 and a conforming loan limit of $832,750, the vast majority of Spokane transactions fall comfortably within conventional financing. But Spokane’s upper tier — the estate communities, the South Hill custom builds, the Rockwood and Manito corridor historic homes — requires the same Jumbo and specialty financing tools you’d find in any premium market, applied with local knowledge of what makes Spokane’s neighborhoods distinct.
Spokane is the healthcare hub of the Inland Northwest, serving the largest concentration of medical services across four states. Providence Sacred Heart Medical Center — the region’s only Level II adult and pediatric trauma center — anchors an ecosystem that includes MultiCare Deaconess, Providence Holy Family, and MultiCare Valley Hospital. Add WSU’s Elson S. Floyd College of Medicine and a UW/Gonzaga joint medical school venture on the Gonzaga campus, and Spokane produces a consistent, growing pipeline of physician buyers at all career stages — residents, fellows, and attending physicians — who need specialized mortgage programs suited to their financial profile.
Fairchild Air Force Base, located approximately 12 miles west of downtown Spokane, is one of the region’s largest employers and contributes a significant population of active-duty personnel, veterans, and military families to Spokane County’s housing market. VA loans — available with no down payment for eligible borrowers — are a meaningful part of how this buyer segment finances homeownership in Spokane.
Spokane County's 2026 conforming loan limit is $832,750 for a single-family home. Loans above this threshold are considered Jumbo and are financed through private lenders outside Fannie Mae and Freddie Mac guidelines.
Yes. Physician Mortgage programs allow 0-5% down, waive PMI, and account for student loan debt using actual income-based repayment figures. Physicians at Providence Sacred Heart, MultiCare Deaconess, WSU Floyd College of Medicine, and other Spokane healthcare institutions are among the most common borrowers served by these programs in Spokane County.
A One-Time Close Construction Loan combines land acquisition, construction financing, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Works with all licensed builders active in Spokane and throughout Spokane County, including Paras Homes communities on the South Hill.
Yes. I serve buyers throughout Spokane and Spokane County — including South Hill, Kendall Yards, Rockwood, Comstock, North Indian Trail, Five Mile Prairie, Latah Valley, and all communities in between, as well as Liberty Lake and the broader Spokane Valley corridor.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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