Salt Lake City sits at the center of one of the most dynamic real estate markets in the American West — flanked by the Wasatch Mountains to the east and the Great Salt Lake to the northwest, with world-class skiing in the Cottonwood Canyons literally minutes from downtown. Utah’s capital is home to the University of Utah Health, the Mountain West’s only academic health system with more than 1,500
board-certified physicians across 87 specialties, and to Intermountain Health, one of the nation’s most respected nonprofit health systems. The Silicon Slopes tech corridor connects Salt Lake City to a booming economy of startups and established companies alike. And neighborhoods like East Bench, The Avenues, Federal Heights, and Yalecrest deliver a level of luxury real estate — commanding medians above $1 million — that consistently pushes buyers into Jumbo territory.
I specialize in helping physicians, tech professionals, executives, and luxury homebuyers in Salt Lake City find the right mortgage for their specific situation. Whether you need a Jumbo loan for an East Bench estate, a Physician mortgage as you join the University of Utah Health system, or a One-Time Close Construction loan to build on the Bench, I bring 20+ years of Arizona and Western mortgage experience and genuine personal attention to every transaction.
I specialize in helping physicians, high-income professionals, and luxury homebuyers secure mortgage financing tailored to their unique financial profiles. With Tucson’s luxury market growing at 5–6% annually and home values in premier neighborhoods regularly exceeding $1M, the right loan matters as much as the right neighborhood. Whether you need a Jumbo loan for a Catalina Foothills estate, a Physician mortgage that works around student loan debt, or a One-Time Close Construction loan to build your desert dream home in Tanque Verde Valley, I bring the expertise and personal attention to make it happen.
With over 20 years of Arizona mortgage experience and deep familiarity with Southern Arizona’s real estate landscape, I’m here to guide you every step of the way — with transparency, care, and a genuine commitment to your success.
20+ years of experience serving high-income and luxury borrowers across the Mountain West
Deep knowledge of Salt Lake City's luxury markets — East Bench, The Avenues, Federal Heights, Yalecrest, Capitol Hill, and Sugar House
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Personalized guidance for physicians at University of Utah Health, Intermountain Health, and affiliated practices
Access to portfolio and non-QM programs for complex income profiles including equity compensation from Silicon Slopes employers
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above Salt Lake County’s conforming loan limit of $806,500 for Salt Lake City’s luxury homes — on East Bench, in The Avenues, Federal Heights, and Yalecrest. Flexible underwriting for high-income borrowers with loan amounts starting above $806,500.
Multi-million-dollar financing for Tucson’s most prestigious properties. Custom estate financing with asset-based programs, portfolio loans, and discreet, personalized service for ultra-high-net-worth buyers in Tucson’s finest communities.
Designed for Salt Lake City-area MDs, DOs, dentists, and medical residents at University of Utah Health and Intermountain Health. Zero-to-low down payment, no PMI, and flexible underwriting that accounts for student loan debt and deferred income.
Building a custom home in Salt Lake City? Combine land purchase, construction financing, and permanent mortgage into a single loan — streamlined approvals, draw management, and seamless conversion to permanent financing for Bench builds, infill opportunities, and Avenues new construction.
The East Bench — the elevated residential corridor running along the base of the Wasatch Mountains between the University of Utah and Millcreek Canyon — commands the highest home prices in Salt Lake City, with median single-family prices above $1.5 million in some pockets. Views of the Salt Lake Valley and direct access to canyons, trails, and ski resorts make East Bench properties some of the most coveted in Utah. Virtually every transaction here requires Jumbo financing.
University of Utah Health is the Mountain West’s only academic health system — with 5 hospitals, 12 community clinics, and more than 1,500 board-certified physicians covering 87 specialties. It serves patients across Utah, Idaho, Wyoming, Montana, and Nevada. Intermountain Health, headquartered in Salt Lake City, is one of the nation’s most recognized nonprofit health systems. Together, these two institutions employ thousands of physicians and medical professionals who need mortgage financing designed for their career stage and financial profile.
Salt Lake City anchors Utah’s Silicon Slopes — a booming technology corridor stretching from Salt Lake through Lehi that has attracted major employers and hundreds of startups. High-income software engineers, executives, and founders from companies throughout this corridor consistently drive demand for Jumbo mortgage products in Salt Lake City’s premium neighborhoods.
Salt Lake City’s Avenues neighborhood — a grid of historic Victorian and early 20th-century homes rising above downtown — has a median single-family home price above $1.1 million. Federal Heights and Yalecrest similarly command premiums for their architecture, tree canopy, and proximity to the University of Utah. These neighborhoods are perennial Jumbo markets.
Salt Lake City offers what no other major American city can: four world-class ski resorts (Alta, Snowbird, Brighton, Solitude) within 45 minutes of downtown, along with Parleys Canyon, Red Butte Garden, and 100+ miles of Wasatch hiking trails. This combination drives steady in-migration from high-cost coastal markets and supports durable long-term property value appreciation.
In Salt Lake County, loans exceeding the conforming limit of $806,500 are considered Jumbo. East Bench, The Avenues, Federal Heights, and Yalecrest regularly produce transactions well above this threshold.
Yes. Physician Mortgage programs allow 0-5% down, often waive PMI, and account for student loan debt. With University of Utah Health and Intermountain Health employing thousands of physicians in Salt Lake City, these programs are highly relevant for the local medical community.
A One-Time Close Construction Loan combines land acquisition, construction, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Ideal for Bench builds and Avenues infill opportunities.
Yes. I serve buyers throughout Salt Lake City — including East Bench, The Avenues, Federal Heights, Yalecrest, Capitol Hill, Sugar House, Gilmer Park, Canyon Rim, and surrounding Salt Lake County communities.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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