Everett occupies a distinctive position in the Pacific Northwest real estate market — the largest city in Snohomish County, the county seat, and the anchor of a regional economy defined by one of the most concentrated aerospace and military employment bases in the United States. The Boeing Everett factory, the largest building by volume in the world, is home to production of the 777X and has historically produced the 747, 767, and other wide-body aircraft that define Boeing’s commercial fleet. Naval Station Everett — home port for the USS Nimitz and a full carrier strike group — anchors the military community. The Port of Everett, the second-largest deep-water port in Washington State by economic output, hosts the largest public marina on the West Coast and the ongoing Waterfront Place mixed-use development that is reshaping the city’s waterfront.
For homebuyers, Everett offers something increasingly valuable in the Seattle metropolitan area: meaningful affordability relative to King County, within a county whose 2026 high-balance conforming limit of $1,063,750 matches the elevated limits of King and Pierce counties. With a median home price around $550,000–$650,000, most Everett buyers access conventional financing comfortably — a stark contrast to Bellevue or even Seattle, where the same limit barely covers half the housing market. But Everett’s upper tier — waterfront and bluff-view homes along Mukilteo Boulevard, Harborview-Seahurst-Glenhaven’s panoramic Puget Sound view properties, and Northwest Everett’s finest historic homes near the waterfront — does require Jumbo expertise at its peak. And for physicians and healthcare professionals joining Providence Regional Medical Center Everett or Seattle Children’s Hospital’s Everett branch, along with aerospace workers navigating Boeing’s specific income documentation requirements, specialized mortgage programs make a meaningful difference.
20+ years of experience serving Washington borrowers across Snohomish County and the North Puget Sound region
Knowledge of Everett's distinct communities — Northwest Everett, Port Gardner, Mukilteo Boulevard, Harborview-Seahurst-Glenhaven, Silver Lake, Boulevard Bluffs, View Ridge-Madison, Twin Creeks, and surrounding Snohomish County communities
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Understanding of Boeing and aerospace sector income documentation — base pay, shift differentials, overtime, SPEEA union wage structures, and Boeing-specific compensation elements
VA loan expertise for veterans, active-duty service members, and military families connected to Naval Station Everett
Personalized guidance for physicians and healthcare professionals at Providence Regional Medical Center Everett and Seattle Children's Hospital's Everett branch
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above Snohomish County’s conforming loan limit of $1,063,750 for Everett’s upper-tier properties — Mukilteo Boulevard bluff and waterfront view homes, Harborview-Seahurst-Glenhaven panoramic Puget Sound estates, and the most premium listings throughout the area that exceed the conforming ceiling.
Multi-million-dollar financing for the most exceptional waterfront and view properties in and around Everett. Portfolio loans, asset-based programs, and relationship-driven lending for buyers at the top of Snohomish County’s market.
Designed for physicians and healthcare professionals at Providence Regional Medical Center Everett, Seattle Children’s Hospital’s Everett branch, and the growing network of Snohomish County medical practices. Zero-to-low down payment, no PMI, and flexible underwriting for student loan debt and new employment contracts.
Everett sits in Snohomish County, which shares Washington’s elevated high-balance conforming limit of $1,063,750 alongside King and Pierce counties. Given Everett’s median home price around $550,000–$650,000, most buyers have significant headroom within conventional financing. This is a key advantage for buyers drawn to Everett’s value proposition relative to Seattle — more home per dollar, with the same generous conforming limit protecting their rate and program access.
With roughly 35,000 Boeing employees working at Everett facilities, the city has one of the highest concentrations of aerospace workers in the country. Boeing’s compensation structure — which combines base salary, shift differential pay, overtime, SPEEA engineering union wages, and periodic incentive compensation — requires lenders who understand how to correctly document and present these income elements for mortgage qualification. An experienced Everett lender knows the difference between how Boeing overtime is treated in conventional underwriting versus Jumbo programs, and how to structure the file for the cleanest approval.
Naval Station Everett is home port for the USS Nimitz carrier strike group and a significant military community throughout Snohomish County. VA loans — available with no down payment for eligible borrowers — are a meaningful and frequently used financing tool in Everett’s housing market. VA One-Time Close Construction loans are also available for eligible veterans who want to build rather than buy existing inventory.
The Port of Everett’s Waterfront Place development — a 65-acre, $1 billion mixed-use project on the Port Gardner waterfront — plans to deliver up to 660 waterfront homes alongside retail, office,
restaurant, and public marina amenity space. As this development progresses, it is creating a new category of waterfront residential inventory in Everett’s core, drawing buyers who want urban waterfront living at a price point that remains well below comparable Seattle options.
Snohomish County's 2026 conforming loan limit is $1,063,750 for a single-family home — the same elevated high-balance limit as King County. Given Everett's median home price, most buyers fall within conventional financing. Loans above $1,063,750 are considered Jumbo.
Yes. Physician Mortgage programs allow 0-5% down, waive PMI, and treat student loan debt using actual income-based repayment figures. Physicians at Providence Regional Medical Center Everett and Seattle Children's Hospital's Everett branch are among the common borrowers for these programs in Snohomish County.
A One-Time Close Construction Mortgage Loan combines land acquisition, construction financing, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Works with all licensed builders active in Everett and throughout Snohomish County.
Yes. I serve buyers throughout Everett and Snohomish County — including Northwest Everett, Port Gardner, Mukilteo Boulevard, Harborview-Seahurst-Glenhaven, Silver Lake, Boulevard Bluffs, View Ridge-Madison, Twin Creeks, Marysville, Mukilteo, Mill Creek, Lynnwood, and all communities in between.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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