Beaverton’s housing market is defined by one employer above all others: Nike. Nike’s World Headquarters at One Bowerman Drive occupies a 400-acre campus with more than 75 buildings — named after marquee sponsored athletes past and present — and houses more than 11,000 employees. It is Oregon’s second-largest private employer and one of the most recognizable corporate campuses on earth. The concentration of Nike product designers, marketing executives, supply chain managers, technology professionals, and corporate leadership in a single Beaverton ZIP code creates one of the most distinct employer-driven residential markets in Oregon: households with RSU income, performance bonuses, and equity compensation from one of the world’s most valuable consumer brands, purchasing homes within a few miles of the campus where they work. Understanding Nike’s compensation structure — base salary, annual equity grants, bonus programs, and in some cases deferred compensation — is a prerequisite for serving Beaverton’s primary buyer demographic correctly. At Loans by Lehrman, this is core competency.
The apparel industry ecosystem extends beyond Nike. Adidas North America, headquartered in Portland but with substantial operations proximate to Beaverton, reported double-digit revenue growth in the fourth quarter of 2024 and is expanding its North American headquarters — providing its own pipeline of design, marketing, and executive professionals purchasing in the Beaverton and Washington County market. Precision Castparts, though manufacturing-focused, maintains operations in the Portland metro. And Beaverton’s position as a secondary hub for Silicon Forest professionals — close enough to Intel’s Hillsboro campuses and the broader Washington County technology corridor to draw commuters — means its buyer pool includes a meaningful share of technology professionals alongside the apparel industry households that dominate the city’s identity.
Beaverton’s median home price in early 2026 is approximately $543,000 to $592,000 depending on the data source and period — Zillow’s home value index sits near $543,000, while Redfin’s March 2026 median sale price was $592,000. West Beaverton, one of the city’s most premium established submarkets, posted a median of $630,000 in March 2026 — up 18.9% year-over-year. Sexton Mountain, the hillside neighborhood in South Beaverton rated the #1 neighborhood to buy a house in Beaverton and known for its proximity to Nike’s campus, carries a median around $630,000 with upper-tier properties selling from $700,000 to over $1 million. Bethany’s Thompson Woods development by Toll Brothers and West Hills Homes NW delivers luxury new construction from $750,000 to above $1 million. For buyers in these neighborhoods and at these price points — particularly those with Nike or Adidas compensation structures that require careful income documentation — specialty financing matters significantly.
Providence St. Vincent Medical Center anchors Beaverton’s healthcare employment ecosystem. Located in unincorporated Washington County just north of Beaverton near the West Haven-Sylvan area, Providence St. Vincent is a 523-bed tertiary care teaching hospital — Providence Health & Services’ largest Oregon hospital — and one of fewer than a dozen hospitals in the world to have achieved Magnet nursing designation six consecutive times. It delivers more babies than any other Oregon hospital: approximately 1 in 7 Oregon births occur at Providence St. Vincent annually. The physician community serving this hospital — and the broader Providence Health network in Washington County — creates a consistent, well-defined physician homebuying market in Beaverton and the surrounding suburbs.
Deep familiarity with Beaverton's neighborhood price tiers — West Beaverton, Sexton Mountain, Murrayhill, Bethany, Progress Ridge, and the Nike campus-adjacent corridors
Nike RSU and equity compensation income documentation — annual grant analysis, two-year vesting history review, and bonus income averaging for the world's most recognized apparel brand
Adidas North America executive and design professional income documentation
Physician loan programs for Providence St. Vincent Medical Center physicians and the broader Providence Washington County network
Jumbo programs for West Beaverton, Sexton Mountain, and Bethany upper-tier properties above the $832,750 Washington County conforming limit
One-Time Close Construction loans for Thompson Woods, Bethany Crossing, Noyes Development communities, and custom builds throughout Washington County
Rate-independent guidance through every market cycle
Ryan Lehrman, NMLS #235295
Beaverton’s upper-tier neighborhoods — West Beaverton ($630,000 median), Sexton Mountain ($630,000 median, $700,000–$1 million-plus at the top), Thompson Woods Bethany ($750,000–$1 million-plus) — regularly require financing above the $832,750 Washington County conforming limit for buyers with moderate down payments.
For Beaverton’s most premium properties — custom estate builds in the West Hills above the city, executive homes at the top of the Sexton Mountain and West Beaverton corridors, and Thompson Woods Toll Brothers configurations above $1.5 million — our super-jumbo programs serve high-net-worth apparel and technology buyers with complex income structures.
Providence St. Vincent Medical Center’s 523-bed tertiary care teaching hospital and its role as Providence Health’s largest Oregon facility create a robust, consistent physician homebuying market in Washington County. Our physician programs eliminate PMI, accommodate student debt, and qualify borrowers on offer letters.
Bethany’s Thompson Woods, Taylor Morrison’s Ridgeline at Bethany, Noyes Development’s North Bethany communities, Riverside Homes, and active infill builders across Beaverton and unincorporated Washington County are all delivering new construction in this market. Our One-Time Close program locks your rate before construction begins and converts automatically to a permanent mortgage at completion.
Nike’s Beaverton campus compensation structures share characteristics with Intel’s Silicon Forest profile but have critical differences that matter in mortgage qualification. Nike’s annual equity grants follow the fiscal year calendar; annual bonuses are tied to both company performance and individual metrics; and senior professionals may hold unvested RSU tranches from multiple grant cycles simultaneously. For Nike employees navigating the company’s current restructuring — which has reduced the Beaverton campus workforce while retaining core design, marketing, and technology talent — the key qualification questions are identical to those we address at Intel: What is the current grant size? Has the grant schedule changed? Is there a two-year history of consistent RSU vesting? We work through every layer of Nike compensation documentation as a standard intake process for apparel industry borrowers.
Beaverton and the surrounding Washington County market produces a distinctive dual-career household profile that is nearly unique to the region: two apparel or sportswear industry professionals, often employed by different companies (a Nike design director and an Adidas marketing manager, for example), combining salaries, RSU income, and bonuses from two global consumer brands in a single mortgage application. Both income streams require individual documentation — separate two-year RSU histories, separate bonus averaging, separate employer verification — and the combined household income is frequently sufficient to support purchases well into Beaverton’s premium price tiers. We handle this dual-industry documentation structure as a standard scenario.
Washington County’s effective property tax rate of approximately 0.87% — lower than Multnomah County’s 0.96% — is a meaningful financial advantage for Beaverton buyers. Combined with Oregon’s no-sales-tax environment, the total ownership cost calculus in Beaverton is more favorable than comparable Portland neighborhoods, even at Beaverton’s premium prices. The practical difference: on a $700,000 Sexton Mountain home, the Washington County property tax advantage over Multnomah County represents approximately $630 annually — a real, compounding benefit for long-term owners.
The 2026 conforming loan limit for Washington County — which includes all of Beaverton — is $832,750 for a single-family home. With Beaverton's median in the $543,000 to $592,000 range, many transactions are conforming. But West Beaverton ($630,000 median), Sexton Mountain ($630,000 median), and Bethany's Thompson Woods (starting at $750,000) regularly require jumbo financing for buyers with down payments below 20%.
Nike RSU income is typically includable in jumbo qualification when the borrower has a documented two-year vesting history and there is a reasonable expectation of continued employment and vesting. For Nike employees who remain in active positions after the company's recent restructuring, we structure documentation around the current grant schedule, two-year history, and any changes in grant size — presenting the most accurate and supportable qualification picture to the lender.
Yes. Our physician loan programs apply to physicians employed at Providence St. Vincent Medical Center, Providence Medical Group Washington County clinics, and any accredited medical employer in the greater Beaverton area. No-PMI financing, student debt accommodation, and offer letter qualification all apply.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
Our website address is: https://staging.loansbylehrman.com/
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
SMS Privacy
I respect your privacy. I will not share or use your mobile number for any other purpose. I will only use information you provide to transmit text messages. Nonetheless, I reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect my rights or property. When you complete forms online or otherwise provide me information in connection with the Service, you agree to provide accurate, complete and true information. You agree not to use a false or misleading name or a name that you are not authorized to use. If I, in my sole discretion, believe that any such information is untrue, inaccurate or incomplete, I may refuse you access to the Service and pursue any appropriate legal remedies.
Analytics tracking
Our website uses analytics tools such as Google Analytics to better understand how visitors interact with our site. These tools collect data through cookies and similar technologies, including information about on-site activity and, in some cases, IP addresses. We use this data to improve user experience, monitor performance, and track conversions. Visitors who prefer not to be tracked can opt out by using the Google Analytics opt-out browser add-on or other available opt-out methods.
