Construction loan funds are disbursed in stages as the construction and/or renovation progresses. Once the project is complete, it converts to a traditional mortgage. Our construction loan includes just one close, thus making it much more streamlined.
A construction loan is a loan type utilized in financing the building or major renovation of a home.
A jumbo mortgage loan is used to finance homes that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). As of today, that limit is $806,500.
The best mortgage for you depends on your financial goals, income, credit profile, and how long you plan to stay in the home. With my 20+ years of experience, I’ll help you compare loan options to find the perfect fit.
A physician loan is a special mortgage program designed for medical professionals that offers low or minimal down payment, no private mortgage insurance (PMI), and flexible debt-to-income (DTI) requirements. It’s tailored to help doctors and dentists qualify for home financing early on in their careers while also always being there as an option as they become further established.
Yes! View our physician loans for dentists page for more information.
Our physician loans are available to licensed medical professionals such as doctors and dentists. Eligibility depends on your degree, employment status, and credit profile.
A fixed-rate mortgage keeps the same interest rate for the life of the loan, therefore providing predictable monthly payments. An adjustable-rate mortgage (ARM) typically starts with a lower rate that can change periodically based on market conditions after an initial fixed period. There is no “best option” as it depends based off your own mortgage needs.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.